To create a Bank Account, there are a few tips and steps should we be considered, including:
1. Determine the first for what we were saving purposes, whether to simply save the money to be safe, whether for investment purposes or for business transactions. This is necessary because there are some banks that classifies types of savings based on these interests. Then to just save money, choose a type of non-business personal savings.
2. Choose the bank which we consider a strong capital base and good enough performance, as a recommendation choose government banks or private banks that are considered good by us.
3. Choose the bank whose location is closest to our home, because someday we may suddenly need money and of course the location is close to home will accelerate our problem.
4. We recommend that you save money in the bank that has online, especially if you are a businessman, then it is very important to remember in the business of banking transaction speed is required by customers.
3. Its better if we choose a bank that already exists its ATM facilities, thus simplifying the process of taking cash, bank transfer, payment of telephone bills and others. Especially for internet business people should choose an existing bank internet banking facilities to ease the process of its transactions.
4. Prepare the general requirements necessary to open an account, such as identification cards or driver’s license card.
5. Takes the initial deposit money in accordance with regulations established banks, and paying administrative costs that have been determined by the bank, usually for the cost of making an ATM card and stamp. Another thing to ask is how much the bank officer a minimum balance that must be maintained every month for monthly maintenance costs can be covered by the interest, because it’s useless if we save each month to cut maintenance costs.
6. Signature, identity number, address and others on the books of accounts and customer registration form must be in accordance with a valid identity card.